Two River Benefits specializes in Group Employee Benefits and Human Resources (HR) solutions. Employee Benefits cover a wide range of care and touch your employee in every facet of their life. At Two River Benefits we offer a comprehensive selection of programs ranging from Major Medical to Workers Compensation. All of our contributory and voluntary benefit plans, described on other pages of this site, share two common themes:
To relieve you of the burden of dealing directly with insurance companies and
To effectively communicate to your employees an understanding of their benefits.
Consumer Directed Health Plans are the growth trend in the marketplace, due to their ability to reduce the renewal premium of a Major Medical Plan by 30% - 50%, while increasing benefits.
Temporary Disability - Only in New Jersey, New York, Rhode Island, California, Hawaii, and Puerto Rico require employers to provide their employees with short-term disability insurance coverage. Both employers and employees are required to participate in the state plans. For both New Jersey and New York, Two River Benefits offers an ALTERNATIVE to the state plans, which reduces the cost of payroll and contributes to speedier reimbursements to employees.
Disability Plans for a variety of situations are offered through Two River Benefits, including:
