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Our Job is to Protect Our Client's Interests

Focused on Client Dedicated Results

Committed to making your business better

When you are ready for a change, we are here to help.

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Two Rivers Benefits Consultants Home Page

More options under one roof to better serve you

Disability & Leave
Management
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Employee
Benefits
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Retirement
Planning
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Risk
Management
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How We Can Help You

Two River Benefits Consultants’ leadership team takes a collective approach to creating results for customers. Without exception, every major client decision is discussed among all members of our team. We are laser focused on customized solutions, including innovative self-funded programs that stretch health care dollars, meet compliance laws, reduce administrative burdens and satisfy employees. Clients see proof of that at every stage of their journey with us. You will, too!

  • More than 90 years’ combined experience from all sides of the insurance industry
  • Unsurpassed knowledge of the Affordable Care Act and other complex health care reform laws
  • Cutting-edge technology to keep clients in compliance
  • Our leadership team is attuned to every account detail and responds to customer inquiries within 24 hours
  • Our clients love our Humans Resources Program, Call Center capabilities, and other advancements, such as our Zywave database, designed to keep them informed and put time back in their day

Mission Statement

Our goal is to educate and serve each individual client, to empower them in making the best possible decision in meeting their Group Insurance and Pension needs.

Code of Conduct

Two River Benefits has adopted a "Code of Professional Responsibility and Conduct," which emphasizes our commitment to the highest ethical standards among our employees and in our business endeavors. We act fairly and honestly with each insurance company. WE DO NOT accept gifts that influence or obligate us to an Insurance Company.

Leadership Team

Our Team

Dave
Koch

CEO &
Founder

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Our Team

Gordon
Frederick

EVP Sales and Marketing

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Our Team

Chris
Lee

Director of Administration

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Our Team

Michael
Mammele

Vice President of Sales

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Our Team

Ron
Gates

Vice President of Sales

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Our Team

Christina
Liccardi

Office Manager

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Our Customer Feedback


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Client Portal


All Two River Benefit clients are provided with free access to our client portal

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Our Service Areas

Technology enables our four locations to serve our clients nationwide.

New Jersey Corporate Office
818 Shrewsbury Ave.
Tinton Falls, NJ 07724
732-842-6200 info@tworiverbenefits.com Mon – Fri 9am – 5pm
Northeast Regional Office
2540 Fairway Drive
York, PA 17402
717-324-6137 info@tworiverbenefits.com Mon - Fri 9am - 5pm
Southeast Regional Office
215 East Bay Street Suite 202-C
Charleston, SC 29401
203-915-8567 info@tworiverbenefits.com Mon – Fri 9am – 5pm

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