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Two Rivers Benefits Consultants Blog

View the latest blog posts from Two Rivers Benefits Consultants.

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Monday, March 27, 2023

What Is the Difference Between Short- and Long-Term Disability?

According to the Council for Disability Awareness, one-quarter of all 20-year-olds will be out of work for at least a year with a disabling condition before they reach retirement age. Without disability insurance, an injury or illness that inhibits job performance could result in severe financial hardship. READ MORE >>

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Wednesday, February 15, 2023

Do You Need Life Insurance During Retirement?

You're older and wiser. You've planned well and created the retirement that you want and need. Perhaps you've held onto your life insurance throughout your lifetime so far and are now wondering if you should continue to do so; it seems like it might be unnecessary now. Should you ditch your life insurance now that you are retired? READ MORE >>

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Monday, January 23, 2023

How You Can Meet Your Deductible

Health insurance policyholders have a certain degree of financial responsibility for their policies. Don’t mistakenly believe that your only responsibility is for your policy premium.   Most health insurance plans come with requirements for deductibles. READ MORE >>

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Thursday, December 29, 2022

Why You Should Get Life Insurance Now

When you're in your 20s or 30s, you've hardly had time to adjust to your independence and the responsibilities that go along with it. Life insurance is probably the last thing on your mind, and it might even seem frivolous to you if you aren't married or if you don't have children.  READ MORE >>

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Tuesday, November 22, 2022

5 Employee Benefits That Workers Value

It’s no secret that people prefer to work for compassionate companies that understand their personal needs. These individuals will often work harder for a company that takes care of them, creating loyalty on both sides of the employment spectrum. READ MORE >>

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Friday, October 21, 2022

Types of Dental Insurance

According to the CDC, about 82% of children and about 61% of adults go to the dentist each year. Why the difference? Is it because adults don't have problems with their teeth? Probably not. Maybe they are just busy or don't like going to the dentist, or maybe they are afraid of the costs.  READ MORE >>

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Wednesday, September 28, 2022

BOP Insurance For Leased Properties

BOP, or business owner protection, is an important level of business insurance. As a business, just opening your doors to meet customer needs puts you at risk.   BOP coverage reduces these risks. It helps to alleviate the types of events that could cost your business money. READ MORE >>

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Friday, August 12, 2022

Creating a Good Relationship with Your Doctor

Life becomes so much easier when you can enjoy good health. Not to mention, you don’t have to worry constantly about your blood pressure climbing too high or any other number of issues that could happen if you haven’t maintained your health. Creating a good relationship with your doctor is a big factor in living a healthy life. READ MORE >>

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Thursday, July 28, 2022

Why Are Employee Benefits Important?

As a business owner, you want to hire highly skilled employees who fit the needs and culture of your workplace. And apart from hiring qualified individuals, it’s helpful to keep them on board for a while as well. After all, finding and training new employees can be a big endeavor, especially if your company experiences a high turnover rate. READ MORE >>

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Tuesday, June 28, 2022

The Benefits of Individual Health Insurance

Many people carry health insurance group plans from their employer or another source. However, this might not prove the best option for you. At times, an individual health plan might better suit you and your family’s needs. So, it never hurts to check the options offered by individual plans. READ MORE >>

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