Disability & Leave Management
Disability & Leave Management Information
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As an employer, you may find yourself spread thin by running your operations and dealing with day-to-day tasks, even if you have a dedicated HR department. Two Rivers Benefits Consultants is here to help you get some time back in your day by providing various services, such as disability and leave management administrative services. Contact us today to learn more about how we can help you.
What Are Disability & Leave Management Services?
Disability and leave management services are programs or services to assist employees with managing various types of leave and disability-related issues. These services are designed to help employees navigate the complex process of requesting and managing leaves of absence and dealing with disabilities that may impact their ability to work.
Some common types of leaves that may be managed through these services include:
- Statutory Paid Family & Medical Leave--As state-mandated Paid Leave programs continue to get adopted across the United States in various forms, it may feel increasingly difficult to keep up with the varying details of each state. Let us help. Statutory benefit programs are available as private coverage through many Insurance carriers. A State-by-State Guide to Statutory Benefit Programs
- Family and Medical Leave Act (FMLA) leave—This type of leave is designed to allow employees to take time off work for certain medical and family-related reasons, such as caring for a new child or a seriously ill family member.
- Short-term disability leave—This type of leave provides employees with a portion of their salary while they are unable to work due to a medical condition or disability.
- Long-term disability leave—This type of leave provides employees with a portion of their salary for an extended period if they cannot work due to a disability or medical condition.
What Is Short-term Disability vs. Long-term Disability Insurance?
If you were to incur an injury or illness that made you unable to work, disability insurance covers a portion of your income. Short-term disability insurance covers a portion of your salary for a short time. The time frame depends on the individual policy and is typically around three to six months. Conversely, long-term disability insurance is designed to provide coverage for a portion of your salary for an extended period. This is typically when an employee is disabled and unable to return to work for at least six months. Please note every policy is different and may be subject to waiting periods and state or local legislation.
Why Would a Business Need Help With Disability and Leave Management Administration?
Disability and leave management services can help employees navigate the various requirements and documentation needed to apply for these types of leave. They may also provide support to help employees return to work after a leave of absence or disability-related absence. These services can benefit both employees and employers. They can help ensure that employees are adequately supported and can return to work as soon as possible while minimizing the impact on the employer’s operations. What’s more, we can help you navigate applicable federal, state and local laws governing leave and disability, helping you remain compliant.
How to Learn More
Whether you need disability insurance policies for your business or want to outsource your leave management and disability claim administration, we’re here to help. Contact Two Rivers Benefits Consultants today to get started.
State Specific Laws
New Jersey
New York
Pennsylvania
Massachusetts
Connecticut
California
Rhode Island
Hawaii
Puerto Rico
District of Columbia
Washington State
Oregon
Colorado
National Leave Acts (applies to all states)
District of Columbia
Maine
Maryland
- Paid Family & Medical Leave
Michigan
Nevada
New Hampshire
- Paid Family & Medical Leave
New Mexico
- Family & Medical Leave
- Healthy Workplace Act (Sick Leave)
Vermont
- Family & Parental Leave, and Short-Term Family Leave
States which have Paid Sick Leave laws mandated on a local level; Illinois, Minnesota, Maryland, Pennsylvania
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