Temporary Disability Insurance (TDI)
The State of Hawaii requires employers to provide temporary disability insurance (TDI) or payments to workers who suffer short-term, non-work related illness or injuries, including pregnancy. The goal of the requirement is to provide workers with partial wages while they can’t work.
To be eligible for TDI benefits, you must be currently employed in the state of Hawaii and:
- have worked at least 14 weeks in the state of Hawaii
- have been paid for at least 20 hours of work during each of the weeks, and
- have earned at least $400 dollars from working during the 52 weeks before the day you became disabled.
It doesn’t matter if you didn’t work the 14 weeks consecutively or if you had multiple employers. If you meet the basic requirements above, you must also:
- experience an injury or an illness that was not a result of your job
- be unable to work your regular job because of the injury or illness
- have your medical provider certify your disability (this can be a licensed physician, surgeon, dentist, chiropractor, osteopath, naturopath, or accredited practitioner of a faith-based healing group), and
- have worked within two weeks of when you suffered your injury or illness
The maximum benefit is 58% of the employee weekly wage, payable for up to 26 weeks.
Private plans are available