Hired & Non-Hired Auto Insurance
Covers the insured for one or both of the following;
- Bodily injury or property damage arising out of the maintenance or use of a hired auto by the insured or insured employees in the course of the insured’s business.
- Bodily injury or property damage that arises out of the use of any non-owned auto in the insured’s business by any person
Hired autos are autos the insured leases, hires, or borrows, but not from employees or members of their households, or any partner or executive officers of the insured. Non-owned auto’s are autos not owned, leased, or borrowed by the insured but used in the business.
- The endorsement is available only when the insured has no other commercial auto insurance.