Product Liability Insurance

Product liability refers to situations where a customer purchases a product, and an issue with the product causes a bodily injury or property damage to a 3rd party. Business owners can be found responsible for the damages if the source of the issue can be traced back to the small business. Some of the common issues customers encounter that result in product liability claims include:

• Products that cause bodily injury to the customer
• Products that cause property damage
• Sickness caused by food or beverage